What You Need to Know About Michigan Car Accident Law |
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An uninsured owner of a vehicle involved in an accident cannot file a lawsuit against an at-fault driver and
cannot seek First-Party benefits.
- A driver more than 50 percent at fault for an accident cannot file a claim against anyone else involved in the accident.
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Uninsured Motorist Coverage is a policy feature that allows recovery if the at-fault driver lacks insurance or, in the
case of a hit-and-run accident, if the at-fault driver cannot be identified.
- Michigan law does place a limit on monthly No-Fault wage loss payments.
- Wage loss benefits collected as the result of an auto accident are not taxable under Michigan or federal law.
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A victim whose policy includes underinsured coverage may be eligible for underinsured benefits when the actual
damages exceed the limits paid by the at-fault drivers' insurance policy.
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If the other driver had been drinking before the accident the victim may be entitled to a Dramshop Claim which involves
obtaining damages from a bartender or restaurant wait staff who improperly served alcohol to the at-fault driver.
Examples are if a bartender serves a minor or serves alcohol to someone who is clearly intoxicated. This is important
because the owner of a bar or restaurant often will have greater financial resources than an insured motorist.
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